Terms of Service

These Terms of Service ("Terms") govern participation in the Luxon Partners Affiliate Programme ("Programme"), operated by Luxon Partners ("Company", "we", "us", "our"). To participate in the Luxon Partners Affiliates Programme, you must comply with these Terms and Conditions at all times. By registering for an account, submitting an application, or otherwise using the Luxon Partners platform, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you must not register, apply, or use the Luxon Partners platform.

Luxon Partners operates as an independent marketing intermediary managing the official affiliate programme for Luxon Pay. Luxon Partners does not provide payment services, financial services, wallet infrastructure, or any regulated financial activities. All payment services, transaction processing, account functionality, compliance procedures, and user fund management are provided exclusively by Luxon Pay and are governed by Luxon Pay's own terms, policies, and regulatory framework. Luxon Partners' role is limited to the administration of affiliate relationships and the calculation and settlement of affiliate commissions in accordance with these Terms.

By applying to or participating in the Programme, the Affiliate acknowledges this separation of roles and agrees to be bound by these Terms.

To participate in the Luxon Partners Affiliate Programme, you must meet and maintain the following eligibility requirements at all times:

(a) hold and maintain an active and fully verified Luxon Pay customer account in good standing, including completion of all required identity verification, compliance, and due diligence procedures as determined by Luxon Pay;

(b) establish and maintain an Affiliate Account with Luxon Partners in your own name or, where applicable, in the name of a duly authorised legal entity;

(c) be at least 18 years of age or the legal age of majority in your jurisdiction;

(d) be located in, operate from, and target users only in jurisdictions where Luxon Pay services are lawfully available;

(e) comply at all times with the applicable Luxon Pay customer terms, these Terms, and all relevant laws, regulations, and marketing compliance requirements;

(f) provide accurate, complete, and up-to-date information;

(g) use participation in the Programme solely for the purpose of generating Commission in accordance with these Terms and not engage in unlawful, fraudulent, misleading, abusive, or prohibited marketing practices, including self-referrals, artificial traffic generation, or incentivised abuse.

Luxon Partners reserves the right, at its sole discretion, to approve, reject, suspend, restrict, or terminate any application or participation in the Programme at any time. Jurisdictions restricted by Luxon Pay are automatically restricted for the purposes of this Programme.

3.1 Referred Accounts.

Subject to these Terms, an Affiliate may acquire Referred Accounts as follows:

(a) The Affiliate is authorised to promote and recommend Luxon Pay services to prospective new customers and to encourage such prospective customers to apply for a Luxon Pay account by using the designated referral link, tracking link, or other approved tracking mechanism provided by Luxon Partners on any website, platform, or online channel operated by the Affiliate.

(b) The Affiliate acknowledges and agrees that Luxon Pay retains sole discretion to accept, decline, suspend, restrict, or terminate any prospective customer referred by the Affiliate. The Affiliate further acknowledges that Luxon Pay may, at its sole but reasonable discretion, discontinue the participation of any referred customer in the Programme, which may result in the suspension or cessation of Commission payments related to such customer.

(c) Upon Luxon Pay's approval and successful creation of a qualifying customer account, such account shall be deemed a Referred Account of the Affiliate, thereby making the Affiliate eligible to receive Commissions in accordance with Clause 4 of these Terms. For the avoidance of doubt, unless otherwise expressly agreed in writing, each referred customer shall be associated with only one Referred Account, being the first qualifying account opened by that customer. Any subsequent accounts opened by the same customer shall not be considered Referred Accounts.

(d) Registration by a prospective customer after the expiration, deletion, blocking, or failure of the applicable tracking mechanism (including cookies or equivalent tracking technologies) may prevent such customer from being attributed as a Referred Customer of the Affiliate and may result in the Affiliate not being eligible to earn Commission from that customer's subsequent activities.

4.1 Commission Model.

The Programme operates on a cashback model. Affiliates earn 0.5% commission in the form of casback made by Referred Accounta to eligleble merchants through Luxon Pay, subject to any restricted transaction types or jurisdictions defined under these Terms. For the avoidance of doubt, Commission shall be payable only in relation to the designated Referred Account and shall not apply to any additional or subsequent accounts opened by the same customer, unless otherwise expressly agreed in writing.

4.2 Commissionable Transactions.

Only deposits made by Referred Accounts to eligible merchants through Luxon Pay shall constitute commissionable transactions. Other transaction types, including but not limited to internal transfers, card issuance fees, crypto activities, wallet funding reversals, or non-merchant financial activities, shall not be eligible to generate Commission.

4.3 Commission Structure Changes and Adjustments.

Luxon Partners reserves the right to modify the applicable Commission structure prospectively upon prior notice to Affiliates. Any such changes shall not affect Commission amounts already accrued prior to the effective date of the change. Commission balances may be adjusted, withheld, reduced, or reclaimed in cases including but not limited to: fraud or suspected fraudulent activity; chargebacks, reversals, or disputed transactions; abuse of the Programme or artificial traffic generation; or technical errors or system corrections. Affiliates are strictly prohibited from implementing cashback models, revenue sharing, or any form of Commission redistribution to end users unless expressly authorised in writing by Luxon Partners. Luxon Partners may freeze Commission balances during the course of any fraud or compliance investigation.

4.4 Suspension or Termination of Commission Entitlement.

Luxon Partners may immediately suspend, withhold, reclaim, or cease payment of Commission in respect of any Referred Account where there are reasonable grounds to believe that:

(a) the referred customer previously held a Luxon Pay account at the time of referral;

(b) the referral involves self-referral or related-party activity;

(c) the referred customer or Affiliate engages in prohibited, unlawful, fraudulent, or misleading conduct;

(d) the Affiliate breaches these Terms or any applicable laws or regulations;

(e) the referred customer breaches Luxon Pay account terms or compliance requirements;

(f) any act of fraud, abuse, or wilful misconduct is identified in connection with the referral.

4.5 Payment of Commission.

Commission shall be calculated on a monthly basis and paid within the first seven (7) business days of the following calendar month. Payments shall be made in USD directly to the Luxon Pay account designated by the Affiliate. Luxon Partners reserves the right to refuse payment where the Affiliate's payment details do not match the verified details of the corresponding Luxon Pay account.

4.6 Minimum Payout Threshold.

Where the total Commission payable for any given month is less than USD 5, such amount shall be carried forward to the next calendar month and paid once the cumulative balance equals or exceeds this threshold.

4.7 Set-Off Rights.

Luxon Partners may set off any Commission payable against amounts owed by the Affiliate to Luxon Partners, including amounts arising from overpayments, compliance breaches, or indemnifiable losses.

4.8 Tax Responsibility.

Affiliates are solely responsible for determining, reporting, and paying any taxes, duties, levies, or regulatory charges arising from Commission earned under the Programme. Luxon Partners shall bear no responsibility for any such obligations.

4.9 Reporting and Disputes.

Affiliates may access Commission reports through their Affiliate Account and must review such reports regularly. Any discrepancy must be notified to Luxon Partners within 30 days from the date of payment. Failing such notification, the reported Commission amount shall be deemed final and binding.

4.10 Excluded Transactions and Merchants.

Luxon Partners reserves the right, upon prior notice, to designate certain merchants, transaction categories, or promotional arrangements as excluded from Commission eligibility. Transactions falling within such exclusions shall not generate Commission.

5.1 Compliance Obligation.

The Affiliate must review and understand the Luxon Partners Affiliate Marketing Policy set out in this Clause 5 (the "Marketing Policy"). The Affiliate is independently responsible for ensuring full compliance with this Marketing Policy throughout participation in the Programme.

5.2 Marketing Restrictions.

The Affiliate shall at all times act in good faith when promoting Luxon Pay services and must not engage in any of the following activities:

(a) The Affiliate must not misrepresent, disparage, or portray Luxon Pay, Luxon Partners, or any of their affiliated entities in a misleading, defamatory, or reputationally harmful manner.

(b) The Affiliate must not, without prior written approval from Luxon Partners and, where required, consent from the intended recipient, distribute unsolicited bulk communications (including spam emails, automated messaging, or mass outreach) referencing Luxon Pay services, the Programme, or any proprietary marketing materials. The Affiliate is responsible for ensuring all communications comply with applicable laws and regulations.

(c) Where the Affiliate engages third parties (such as agencies, contractors, or media partners) to perform promotional activities, the Affiliate shall ensure such parties are bound by written agreements imposing obligations no less stringent than these Terms. The Affiliate shall remain fully responsible for any acts or omissions of such third parties.

(d) The Affiliate must not engage in or facilitate any form of promotional abuse, fraudulent activity, or artificial user acquisition, including: creating or attempting to create multiple accounts for the same individual or using false or misleading identities; using automated systems, bots, fabricated documentation, or other mechanisms designed to generate artificial sign-ups or transaction activity; or exploiting or attempting to exploit any promotional or referral mechanism operated by Luxon Pay or Luxon Partners.

(e) The Affiliate must not offer, provide, or advertise financial incentives, cashback schemes, or any form of monetary or non-monetary inducement intended to influence potential referred customers to register, transact, or increase transaction volume, unless expressly authorised in writing by Luxon Partners.

(f) Where Luxon Pay suspends or terminates a referred customer account due to suspected fraud, abuse, or compliance concerns, Luxon Partners may take proportionate action against the Affiliate, including but not limited to: suspending, reducing, or terminating Commission entitlement related to such accounts; requiring the removal of referral links or marketing content associated with the activity; restricting the Affiliate's promotional scope or geographic targeting; or suspending or terminating the Affiliate Account with immediate effect.

(g) The Affiliate must not promote Luxon Pay services or the Programme in jurisdictions where Luxon Pay is restricted, prohibited, or otherwise not authorised to operate, or where Luxon Partners instructs the Affiliate to cease promotional activities. A list of jurisdictions where Luxon Pay services are available can be viewed on the Luxon Pay website by clicking HERE, and may be updated from time to time.

6.1

The Affiliate must not engage in, facilitate, or knowingly benefit from any activity that undermines the integrity of the Programme or Luxon Pay services. In particular, the Affiliate must not:

(a) create, operate, or attempt to operate multiple Luxon Pay customer accounts for the same individual without Luxon Pay's prior written approval;

(b) register or control a customer account on behalf of another person, or permit third parties to use accounts in a misleading or unauthorised manner;

(c) offer or provide financial incentives, cashback, or rewards to prospective customers, except where such incentives are officially provided or approved by Luxon Pay or Luxon Partners;

(d) use automated systems, artificial mechanisms, fabricated documentation, or any deceptive practices designed to generate sign-ups, traffic, or transaction activity;

(e) encourage or induce existing Luxon Pay customers to terminate or alter their relationship with Luxon Pay for the purpose of re-registration or Commission manipulation;

(f) promote or facilitate false, artificial, or non-genuine deposits or transactions intended solely to generate Commission;

(g) use counterfeit, forged, stolen, altered, or misleading identity documentation in connection with any account or referral;

(h) attempt to bypass, interfere with, or weaken Luxon Pay's security, verification, compliance, or risk controls, including participation in fraudulent, abusive, or suspicious transaction activity;

(i) publish or distribute marketing materials that are unlawful, misleading, defamatory, discriminatory, sexually explicit, violent, threatening, or otherwise harmful to individuals, communities, or the reputation of Luxon Pay or Luxon Partners;

(j) participate in or benefit from transactions reasonably considered by Luxon Pay to be suspicious, unauthorised, fraudulent, or connected to illegal activities, including money laundering or financial crime;

(k) breach the Affiliate Marketing Policy or any applicable compliance or promotional guidelines issued by Luxon Partners;

(l) engage in commercial activities involving the acceptance or processing of payments, including acting as a merchant or intermediary for third-party funds, without Luxon Pay's prior written approval;

(m) conduct any business activity inconsistent with the intended use of Luxon Pay services, including activities that fall within restricted or regulated sectors such as currency exchange, remittance services, cryptocurrency brokerage, or other categories subject to approval under Luxon Pay policies. Where uncertainty exists as to whether an activity falls within restricted categories, the Affiliate must seek written confirmation from Luxon Partners prior to proceeding.

6.2

The Affiliate may not assign, transfer, subcontract, or otherwise deal with any rights or obligations under these Terms without the prior written consent of Luxon Partners.

6.3

Luxon Partners reserves the right to suspend or terminate the Affiliate's participation in the Programme with immediate effect where, in its reasonable judgement, any breach, abuse, or misuse of these Terms has occurred.

6.4

Affiliate may not run any marketing campaigns in Norway.

7.1

The Affiliate represents, warrants, and undertakes to Luxon Partners that:

(a) all information provided to Luxon Partners or Luxon Pay at any time is and shall remain true, accurate, and complete in all material respects;

(b) the Affiliate shall comply with all applicable laws, regulations, licences, industry standards, and any codes of conduct relevant to the promotion and marketing of Luxon Pay services and participation in the Programme;

(c) the Affiliate shall comply with these Terms at all times and shall ensure that any promotional activity undertaken in connection with referred customers is conducted in accordance with these Terms;

(d) the Affiliate shall cooperate with Luxon Partners and Luxon Pay in connection with the investigation of any suspected unlawful, abusive, or fraudulent activity;

(e) these Terms have been duly authorised and constitute a valid and binding legal obligation of the Affiliate, enforceable in accordance with their terms;

(f) performance of these Terms by the Affiliate does not require any approval, consent, or notification from any regulatory authority or third party and does not result in a breach of any obligation owed by the Affiliate to another person or entity;

(g) the Affiliate shall not make any unauthorised representations or warranties regarding Luxon Pay services or the Programme and shall not have authority to enter into agreements or assume obligations on behalf of Luxon Pay or Luxon Partners.

7.2

Without prejudice to clause 7.1, the Affiliate shall promptly notify Luxon Partners if it acquires, is acquired by, merges with another affiliate or business, or if its business is transferred to or controlled by a third party that is not already approved under the Programme. In such circumstances, Luxon Partners reserves the right, at its sole discretion, to:

(a) decline the participation or continued participation of the successor entity or acquiring party in the Programme;

(b) amend the applicable Commission structure; or

(c) suspend or terminate the Affiliate's entitlement to receive Commission under these Terms.

8.1 Grant of Licence.

For the duration of participation in the Programme and solely for the purposes of performing obligations under these Terms, Luxon Partners grants the Affiliate a limited, revocable, non-exclusive, non-transferable licence to use Luxon Pay and Luxon Partners trademarks, trade names, logos, URLs, landing pages, banners, and other marketing materials provided from time to time ("Proprietary Materials").

8.2 Revocation of Licence.

Luxon Partners may withdraw or restrict the licence granted under this Clause at any time, at its sole discretion.

8.3 Conditions of Use.

The Affiliate agrees that:

(a) Proprietary Materials may only be used on websites, applications, media channels, or other platforms approved by Luxon Partners ("Approved Media"), and strictly for the purpose of promoting Luxon Pay services or the Programme in accordance with these Terms;

(b) the Affiliate shall not use Proprietary Materials in any manner that is misleading, inappropriate, unlawful, or detrimental to the reputation or interests of Luxon Pay or Luxon Partners;

(c) Proprietary Materials must not be altered, modified, distorted, or adapted in any way without prior written approval;

(d) the Affiliate shall not bid on, purchase, or otherwise target keywords, search terms, or identifiers that include or are confusingly similar to Luxon Pay or Luxon Partners trademarks, brand names, or other intellectual property;

(e) the Affiliate shall not use Luxon Pay or Luxon Partners names, brands, or trademarks in corporate names, domains, email addresses, social media handles, or similar identifiers, nor attempt to register such identifiers;

(f) the Affiliate shall not sell, sublicense, assign, or otherwise transfer rights in the Proprietary Materials or any related confidential or intellectual property;

(g) any derivative materials, modifications, or improvements created by the Affiliate in connection with the Proprietary Materials shall vest in Luxon Partners, and the Affiliate hereby assigns any such rights to Luxon Partners.

8.4 Ownership of Intellectual Property.

All rights, title, and interest in the Proprietary Materials, Luxon Pay services, and related intellectual property remain exclusively with Luxon Pay, Luxon Partners, or their licensors.

8.5 No Ownership Rights.

Nothing in these Terms shall be interpreted as granting the Affiliate any ownership interest in the Proprietary Materials or other intellectual property.

8.6 Withdrawal and Removal.

Luxon Partners may require the Affiliate to cease use of Proprietary Materials at any time. Upon receiving such notice, the Affiliate must promptly remove the materials from all platforms and ensure removal from any third-party channels under its control.

8.7 Monitoring and Compliance.

Luxon Partners reserves the right to review the Affiliate's promotional channels and communications at any time to verify compliance with these Terms and may instruct the Affiliate to modify or remove any content relating to Luxon Pay or the Programme.

9.1 Use and Disclosure of Confidential Information.

Each Party shall use the other Party's Confidential Information solely for the purpose of fulfilling its obligations under these Terms and only to the extent reasonably necessary. Disclosure shall be limited to employees, consultants, professional advisers, or contractors who have a legitimate need to know and who are bound by confidentiality obligations no less protective than those contained herein. Luxon Partners may disclose the Affiliate's Confidential Information to Luxon Pay or affiliated entities where reasonably required for the administration of the Programme. Disclosure of Confidential Information shall not constitute a breach where required by applicable law, regulation, or a valid order of a court or governmental authority.

9.2 Return or Destruction.

Upon termination or expiration of these Terms, or upon written request, the receiving Party shall promptly return or securely destroy all Confidential Information of the disclosing Party and, if requested, provide written confirmation of such destruction.

9.3 Remedies for Breach.

The Parties acknowledge that any unauthorised use or disclosure of Confidential Information may cause irreparable harm. Accordingly, the disclosing Party shall be entitled to seek injunctive or equitable relief, in addition to any other remedies available at law, to prevent or remedy any actual or threatened breach of this Clause.

9.4 Responsibility for Representatives.

Each Party shall ensure that its affiliates, employees, advisers, and representatives comply with the confidentiality obligations set out in this Clause and shall remain responsible for any breach by such persons.

9.5 Duration of Obligations.

The Affiliate shall maintain the confidentiality of Luxon Partners', Luxon Pay's, or their licensors' Confidential Information during the term of these Terms and for a period of five (5) years thereafter, except to the extent disclosure is expressly permitted or required by law. Where the Affiliate becomes legally compelled to disclose Confidential Information, it shall provide prompt notice to Luxon Partners (where legally permissible) and cooperate in seeking protective measures.

9.6 Enforcement.

If either Party breaches or threatens to breach the provisions of this Clause, the non-breaching Party shall be entitled to seek specific performance, injunctive relief, or other equitable remedies from a court of competent jurisdiction, without the necessity of posting a bond, it being acknowledged that monetary damages alone may not constitute an adequate remedy.

10.1 Exclusion of Certain Damages.

To the maximum extent permitted by applicable law, neither Party shall be liable to the other for any indirect, consequential, incidental, special, punitive, or exemplary damages arising out of or in connection with these Terms, including any loss of profit, revenue, business opportunity, goodwill, or anticipated savings, whether or not such losses were foreseeable.

10.2 Limitation of Liability.

Except as expressly provided otherwise in these Terms, Luxon Partners' total aggregate liability arising out of or in connection with the Programme shall be limited to the lesser of:

(a) USD 10,000; or

(b) the total amount of Commission paid to the Affiliate during the twelve (12) months preceding the event giving rise to the claim (or, where no such period exists, the total Commission paid to date).

10.3 Non-Excludable Liability.

Nothing in these Terms shall exclude or limit liability for:

(a) fraud or fraudulent misrepresentation;

(b) death or personal injury caused by negligence;

(c) wilful misconduct; or

(d) any liability that cannot be excluded or limited under applicable law.

10.4 Third-Party Relationships.

Each Party shall remain solely responsible for its own relationships and dealings with referred customers. Luxon Partners shall not be liable for any acts, omissions, transactions, or disputes arising between the Affiliate and any third party.

10.5 Operational and Technical Disruptions.

Luxon Partners shall not be liable for any failure or delay in performance caused by circumstances beyond its reasonable control, including but not limited to:

(a) suspension or rejection of transactions for fraud prevention, compliance, or security reasons;

(b) inaccurate or incomplete payment details provided by the Affiliate;

(c) regulatory actions, legal requirements, or governmental intervention;

(d) failures or interruptions in technical infrastructure, telecommunications, or data transmission systems.

10.6 Affiliate Indemnity.

The Affiliate shall indemnify, defend, and hold harmless Luxon Partners, Luxon Pay, and their respective affiliates, officers, employees, and representatives from and against any claims, liabilities, losses, damages, costs, or expenses (including reasonable legal fees) arising directly or indirectly from:

(a) any breach of these Terms by the Affiliate;

(b) any unlawful, fraudulent, negligent, or misleading act or omission by the Affiliate or persons acting on its behalf;

(c) any third-party claim relating to the Affiliate's promotional activities, marketing practices, or participation in the Programme.

This indemnity shall survive termination or expiry of these Terms.

11.1 Commencement.

These Terms shall become effective on the date the Affiliate is approved to participate in the Programme ("Effective Date") and shall remain in force until terminated in accordance with this Clause.

11.2 Termination Without Cause.

The Affiliate may terminate participation in the Programme at any time by providing written notice to Luxon Partners. Luxon Partners may terminate the Affiliate's participation without cause by providing at least thirty (30) days' prior written notice.

11.3 Immediate Termination.

Luxon Partners may suspend or terminate the Affiliate's participation in the Programme with immediate effect where:

(a) the Affiliate breaches any material provision of these Terms;

(b) the Affiliate's Luxon Pay account is suspended, restricted, or terminated;

(c) the Affiliate engages in fraudulent, abusive, or unlawful activity;

(d) the Affiliate becomes inactive, including where no commissionable activity has been generated for a continuous period of three (3) years;

(e) the Affiliate becomes insolvent, enters liquidation, bankruptcy proceedings, or makes arrangements with creditors.

Luxon Partners may, at its discretion, allow re-application or reactivation subject to eligibility requirements.

12.1 Accrued Commission.

Subject to Clause 12.2, Luxon Partners shall pay any valid Commission accrued up to the effective date of termination.

12.2 Forfeiture of Commission.

Where termination results from breach of these Terms, fraud, inactivity, or compliance concerns, Luxon Partners reserves the right to suspend or cancel unpaid Commission.

12.3 Continuing Rights.

Termination shall not affect any rights, remedies, or liabilities accrued prior to the termination date.

12.4 Post-Termination Obligations.

Upon termination, the Affiliate shall:

(a) immediately cease promoting Luxon Pay services and remove all Proprietary Materials;

(b) return or destroy any Confidential Information received;

(c) discontinue all use of Luxon Pay or Luxon Partners intellectual property.

12.5 Survival.

Any provisions which by their nature are intended to survive termination, including those relating to Commission adjustments, prohibited conduct, confidentiality, intellectual property, warranties, liability, and indemnity, shall remain in effect after termination.

Neither Party shall be liable for any failure or delay in performing its obligations under these Terms where such failure or delay is caused by events beyond its reasonable control. Such events may include, without limitation, acts or omissions of governmental or regulatory authorities, disruptions to telecommunications or network infrastructure, war, armed conflict, civil unrest, or public emergency; failures of systems, equipment, or data processing infrastructure; natural events such as severe weather, flood, drought, fire, or lightning; interruptions or shortages in utilities or power supply; and industrial action, labour disputes, strikes, or lockouts. Performance of the affected obligations shall be suspended for the duration of the force majeure event, provided that reasonable efforts are made to mitigate its impact and resume performance as soon as practicable.

No waiver of any right or remedy under these Terms shall be effective unless made in writing. A delay or failure by either Party to exercise any right shall not constitute a waiver of that right, nor shall it prevent the subsequent exercise of such right, except where otherwise required by applicable law.

Luxon Partners reserves the right to amend, modify, or update these Terms at any time. Where material changes are made, Affiliates will be notified via the Affiliate Platform or by email. Continued participation in the Programme following the effective date of such changes shall constitute acceptance of the updated Terms.